Pentagon Federal Credit Union (PenFed) was our finest option for lines of credit to possess consumers with bad credit scores. PenFed or other borrowing unions are usually a lot more happy to works which have bad-credit users so you can framework appropriate investment terms and conditions.

Joining is easier than just do you think: Registration having PenFed are accessible to some one ready to open a great bank account in just an excellent $5 deposit. Due to the fact a card relationship, the annual commission cost (APR) towards the all money and you can personal lines of credit try capped at % – unlike really banking institutions, that could fees alot more.